Making Tax Digital is live. Your quarter is already ticking.
Making Tax Digital for Income Tax started on 6 April 2026 for self-employed income over £50,000. From April 2027 it’s over £30,000, with over £20,000 planned from April 2028. A full-time courier is either in it now or will be within two years.
It’s four deadlines a year now, not one. Digital records, totalled and sent every quarter through HMRC-recognised software: 7 August, 7 November, 7 February, 7 May. A quarter with no work still has to be sent. The first deadline has already been and gone.
Miss a deadline and you collect penalty points. Enough points turns into £200 fines. HMRC is going easy on quarterly slips in this first year. From April 2027 they count.
HMRC wants digital records kept as you earn, not typed up in January. That’s what Owner Driver does. Your manifest, your odometer readings, your receipts and your statements are recorded on the day you get them, with the proof attached.
Turnover for MTD is the gross figure, before your network takes off van hire, fuel cards or fees. A bank feed only ever sees the net. Owner Driver records the gross from your statement and shows every deduction separately.
Mileage is 55p a mile for the first 10,000 business miles, then 25p. Or actual costs. One method per van once you start, and Owner Driver keeps you on the right side of that.
So when a quarter closes, the totals are already there. Reviewed, evidenced, in the right boxes, ready for your accounting software to send.
Owner Driver keeps your records and prepares them. It doesn’t give tax advice or file with HMRC; that still happens in your accounting software.